Take a pay cut and increase your wealth – by redirecting your money into assets and not liabilities.
Pre-Budget report from the Chancellor of the Exchequer, Alistair Darling, is due on Wednesday 9th December 2009…..click above for more information
Here is our usual monthly list of the top 10 read articles on shrewdcookie.com in September – there are some surprising entries!
Anyone who is committed to increasing their personal wealth would be strongly recommended to buy a financial calculator.
I bought my first financial calculator when I was at University some 18 years ago, it was a Hewlett Packlard 10B Business Calculator, and I still use it today. The model has been updated now – Hewlett Packard 10BII – but the new model still offers the same great facilities I have come to know and love.
As part of my ongoing frugal blitz of my finances I have now identified 5 things I waste money on on a regular basis which I will now cut from my expenditure going forwards. These are common items which most people will buy now or at some time.
By opting for an alternative I can save a considerable amount of money each month!
This is big business – everyone is selling them – supermarkets, newsagents, petrol stations. I usually buy a sandwich for my lunch as there is a large supermarket near my office. When you add the cost of the sandwich, a packet of crisps, a drink and some fruit I am easily spending upwards of £5.00 per day for lunch.
I was reading an excellent post over at Seth Godin’s blog which got me thinking about budgeting, wealth and financial independence.
The article talks about how over 2 billion people on this planet live below the poverty line.
When considering income and expenditure, we need to calculate total expenditure, and then deduct this from income. This gives what I like to think of as “true disposable income”. Any small increase in income can therefore have a leveraged effect.
The following is a list of the top ten articles visited in June 2009.
1. Pay Yourself First – the first step in wealth creation
Those who save first then spend invariably end up better off than those who spend first and save what is left.
This article contains the Top 10 articles read by our visitors in April 2009. There are some fantastic articles here covering ISA’s, increase in ISA allowance, changes in the Budget 2009, Inheritance Tax planning, 10 Great reasons for writing a will etc. Read more…..
Alistair Darling, Chancellor of the Exchequer presented his Budget for 2009 last week and below are the main points and changes contained in the Budget: