Director Share Purchase Protection

July 29, 2009 by shrewdcookie  
Filed under Business Financial Planning

Sometimes known as a “Company Will”, a Director Share Purchase Protection (DSP) scheme is a means by which all parties involved in the running and ownership of a private limited company (ltd) can ensure that the correct course of action is taken in the event of the death of a shareholding Director.

Trusts – Protecting Wealth and Financial Planning

April 2, 2009 by shrewdcookie  
Filed under Personal Financial Planning

This article is an introduction to Trusts and how they can be used in financial planning to achieve your money and wealth goals not only as a tax planning tool but also to protect your existing wealth.

Term Assurance – an introduction

March 25, 2009 by shrewdcookie  
Filed under Life Insurance

Term assurance is the most basic form of life assurance. As the name suggests, the policy runs for a fixed term.

There is no investment element to a term assurance policy – it is pure insurance – unless you make a death claim then the policy ends at the end of the term and you get nothing back.