Tag Archives: wealth creation
ISA Allowance 2015/16

ISA Allowance 2015/16

We are now well into the 2015/16 tax year and there are a few changes to ISAs which you need to be made aware of…. The ISA allowance has increased to £15,240 per investor and this applies to both Cash ISAs (over 16s) and Stocks and Shares ISAs (over 18s). You can invest in one […]

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ISA Allowance 2013/14 – until 5th April 2014

ISA Allowance 2013/14 – until 5th April 2014

The current tax year ends on 5th April 2014 and until midnight you can invest up to £11,520 into a Stocks and Shares ISA. This can either be direct with a fund management house or via an investment platform, fund supermarket or wrap provider. For those who are keen to manage their own portfolios there […]

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Pay Yourself First

Pay Yourself First

Build wealth by paying yourself first! Take a paycut and invest this money for your future.

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Increase your Wealth – Take a Pay Cut!

Take a pay cut and increase your wealth – by redirecting your money into assets and not liabilities.

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A few interesting blog posts you might like

Here are three interesting blog posts which you might find interesting – please feel free to share your own favourite posts by posting a comment and a link below.

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Top 10 Personal Finance Articles – August 2009

The following is a list of the top 10 read articles in August.

1. Pay Yourself First – the first step in wealth creation

This article discusses the need to save from income before spending it! This is a form of deferred consumption and by saving first and then spending what is left you can build a solid foundation to your financial future.

Tip – aim to start saving 10% of net income each and every month – it won’t be easy at first but your budget and lifestyle will adapt over time.

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Are you £1 ahead or £1 behind?

I was reading an excellent post over at Seth Godin’s blog which got me thinking about budgeting, wealth and financial independence.

The article talks about how over 2 billion people on this planet live below the poverty line.

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Top 10 Articles – June 2009

The following is a list of the top ten articles visited in June 2009.

1. Pay Yourself First – the first step in wealth creation

Those who save first then spend invariably end up better off than those who spend first and save what is left.

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Will Writing – an introduction

Why you need a Will –

There are many reasons why it is prudent from a personal, as well family perspective, to ensure you have a suitably worded Will in place – and Will Planning is not just for old people either!

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debt-example

Debt-snowball – repay your debts quicker

It is common for people to have more than one debt – for example you may have a mortgage, a personal loan, a few credit cards, hire-purchase etc. Nobody likes debt, unless it is being used as leverage for an investment, and for the majority of people the quicker it is paid off the better!

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