At midnight tonight the new 2011/12 tax year starts! ISA allowances are increasing from £10,200 to £10,680. Of this £10,680, up to £5,340 can be invested in a Cash ISA, and any unused allowance between the amount you put into a Cash ISA and the overall allowance of £10,680 can be invested in a Stocks [...]
Concerned about Stock Markets? ISA Cash Park
by shrewdcookie on 1:00 pm in ISA's
How to Park your Money in an ISA
Many people are concerned about the current state of UK and world stock markets, together with other investment asset classes, yet they would still like to utilise their ISA allowance for the future tax-efficient benefits which an ISA investment can provide.
It’s not how much you save, but how long
by shrewdcookie on 3:28 pm in Investments
Saving for income in retirement can be a daunting thought for most people. The problem they face is that they simply don’t know how much they need to save between now and retirement.
In this article we consider the time value of money, and in particular, the benefits to be enjoyed from “compound growth”.
ISA’s – Individual Savings Accounts
by shrewdcookie on 12:27 am in ISA's
As we approach the end of another tax year on 5th April many will be mindful of the need to fully utilise their ISA allowance – you may have heard people mention ISA’s but you’re not quite sure what they’re all about – something tells you they’re risky!
An ISA (Individual Savings Account) is a form of tax-efficient savings and investment product.