Rob over at Moneywatch has some handy tips for us all to bear in mind with the possible postal strikes in the run up to Christmas.
His excellent article, “Don’t Let the Postal Strike Cost You Money” looks at various implications which we should all think about with the possibility of there being a disruption in the postal deliveries.
The Need to Plan Ahead
He talks about the need to plan ahead, particularly when it comes to paying your bills, credit cards and other important items.
WARNING! Get your tax return to HMRC as early as possible.
Actions I have Taken
For my part, I have tried to move away from dependency on the post over the last 12 months, not only to avoid problems with items getting lost or delayed, but also to do my bit for the environment.
1. Plan ahead – know what bills have to be paid and when.
2. I have moved all bank statements to paperless – I now simply download them once a month from my banks website.
3. If you have to post and it is important consider sending it by “special delivery” – although there is no guarantee that your letter will get through in the event of a strike atleast you’re covered for compensation if it gets lost in the post.
4. If posting ask yourself “could this be emailed or could I phone them instead”?
5. Pay bills by Direct Debit – not only is this less hassle and saves you the cost of a stamp but with some bills you can actually save money by setting up your payments by Direct Debit.
6. If you’re concerned about Christmas shopping not getting through, consider shopping online through a discount voucher site – many online retailers are promising that deliveries will not be affected by strike action – and if you’re really concerned why not get the present delivered direct to the recipient – many online stores will gift-box your purchase these days.
Let’s hope there isn’t too much disruption through any postal strike action – but check out Rob’s article and plan ahead.