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ISA Allowance 2015/16

ISA Allowance 2015/16

We are now well into the 2015/16 tax year and there are a few changes to ISAs which you need to be made aware of…. The ISA allowance has increased to £15,240 per investor and this applies to both Cash ISAs (over 16s) and Stocks and Shares ISAs (over 18s). You can invest in one […]

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ISA Allowance 2013/14 – until 5th April 2014

ISA Allowance 2013/14 – until 5th April 2014

The current tax year ends on 5th April 2014 and until midnight you can invest up to £11,520 into a Stocks and Shares ISA. This can either be direct with a fund management house or via an investment platform, fund supermarket or wrap provider. For those who are keen to manage their own portfolios there […]

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ISA 2012/13 – deadline tonight!

ISA 2012/13 – deadline tonight!

The end of another tax year is now upon us and you have until 23;59 hours tonight (5th April 2012) to use your ISA allowance. Here is my ISA article – also check out Lee’s over at FivePencePiece

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ISAs – the basics – 2011/12 tax year

ISAs – the basics – 2011/12 tax year

Here’s a brief overview of ISAs (Individual Savings Accounts) – what you can and cannot do with them in the current 2011/12 tax year which ends on 5th April 2012. What is an ISA? An ISA (Individual Savings Account) is a tax-efficient form of saving or investment. It is tax-efficient in terms of income and […]

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Take a paycut and invest in your own financial future

ISA Allowances 2011/12 Tax Year

At midnight tonight the new 2011/12 tax year starts! ISA allowances are increasing from £10,200 to £10,680. Of this £10,680, up to £5,340 can be invested in a Cash ISA, and any unused allowance between the amount you put into a Cash ISA and the overall allowance of £10,680 can be invested in a Stocks […]

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ISAs – the basics – 2010/11 tax year

ISAs – the basics – 2010/11 tax year

It’s that time of year again – as the end of another tax year approaches on 5th April we are now well and truly into “ISA Season”! Here’s a brief overview of ISAs for those new to this form of savings/investment, as well as for those who may have a few queries they need answers […]

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ISA’s for Children – an introduction

The Government has announced that a “Junior ISA” for children will be launched to replace the previous “child trust funds” which have been scrapped. The new “Junior ISA’s” are likely to come into force in Autumn 2011 and information on them is limited at present. The new ISA will be a simple and tax-free way for […]

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Investing for Dummies from Amazon

ISA’s – the basics – 2009/2010 tax year

A brief article covering the main aspects of investing in a ISA (Individual Savings Account) in the 2009/2010 tax year.

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pound cost averaging and falling stockmarkets

Why a falling stock market isn’t always a bad thing!

Why a falling stock market is not always a bad thing! When markets are falling a shrewd investor uses this as an opportunity to expand their portfolio by buying cheaper assets. This can ultimately lead to considerably higher return in the future.

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New ISA Rules – October 2009

ISA rules are changing on 6th October 2009 to allow those aged 50 and over to increase up to £10,200 each tax year into a Stocks and Shares ISA. Of this £10,200 allowance, up to £5,100 can be invested into a Cash ISA, with any unused allowance up to the £10,200 allowance being available to invest in a Stocks and Shares ISA.

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