How to Maximise Pension Income in Year One

April 28, 2009 by shrewdcookie  
Filed under Pensions

How to Access in Excess of 25% of Your Pension Fund Today

Many people often ask about “cashing in their pension plans”. Unfortunately, many people are under the illusion, or simply don’t recall, that you cannot simply take all the funds accumulated under your pension plan out in one go.

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Income Protection Insurance (PHI) – an introduction

March 31, 2009 by shrewdcookie  
Filed under Protection

Many people have heard of income protection – yet many remain unsure exactly what it is and how it can be used to protect their family and themselves.

As the name suggests, Income Protection Insurance, previously known as Permanent Health Insurance (PHI), is a type of insurance which is designed to replace lost income in the event of long term illness or accident.