The following is a list of the top 10 read articles in August.
1. Pay Yourself First – the first step in wealth creation
This article discusses the need to save from income before spending it! This is a form of deferred consumption and by saving first and then spending what is left you can build a solid foundation to your financial future.
Tip – aim to start saving 10% of net income each and every month – it won’t be easy at first but your budget and lifestyle will adapt over time.
I was reading this interesting article over on the thisismoney website about Alistair Darling’s plans to spend “whatever we can” to keep people in jobs during this recession.
In a country where the economy is inextricably linked to the housing market, can it be wise for a Government to simply try and spend its way out of recession?
In times of low returns it is vitally important to ensure that your ISA and other investments are not suffering from high charges. This can be helped by investing through a “fund supermarket” or “discount broker”.
Alistair Darling, Chancellor of the Exchequer presented his Budget for 2009 last week and below are the main points and changes contained in the Budget:
Read more…..
Saving for income in retirement can be a daunting thought for most people. The problem they face is that they simply don’t know how much they need to save between now and retirement.
In this article we consider the time value of money, and in particular, the benefits to be enjoyed from “compound growth”.
Yesterday, 6th April 2009, marked the beginning of a new tax year – all last year’s planning is now closed and we each start the new tax year with a clean slate and the opportunity to make positive changes in our personal finances.
With the dawning of a new tax year comes the ability to contribute to another ISA allowance.
As we approach the end of another tax year on 5th April many will be mindful of the need to fully utilise their ISA allowance – you may have heard people mention ISA’s but you’re not quite sure what they’re all about – something tells you they’re risky!
An ISA (Individual Savings Account) is a form of tax-efficient savings and investment product.
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