How to Check your Credit Record

April 3, 2009 by shrewdcookie  
Filed under Debt

Many people don’t realise but whenever you apply for credit, whether it be a mortgage, credit card, monthly contract mobile phone etc, part of the application process is that you give permission for the lender to check with a Credit Reference Agency (CRA) into your credit history, and based on the information stored there, together with the information in your application.