Use of this website is subject to the following terms and conditions of use. By using this website you are warranted to have read, understood and agree to abide by these terms of use.

The information on this website is provided “as is”. ShrewdCookie.com (hereinafter known as “SC”) do not sell direct to the public. We do not offer financial advice. SC do not charge a fee for the use of this site.

Limitations of Liability

Use of SC does not create any legal relations between the user and SC.

Neither SC nor any of its employees accept any liability for any direct, indirect, incidental or consequential loss of business profits or damages arising from publication of information or use of this website.

Under no circumstances will SC be liable for any of the following losses whether foreseen or unforeseen.

  • Loss of personal data or information through use of this site.
  • Loss of profit or finances through use of the information contained herein.
  • Loss due to faults in the coding of this site or other issues surrounding the security of the servers on which this site is hosted.
  • Any loss incurred through a merchant or advertiser becoming insolvent, entering administration or going into receivership.

Please ensure your PC is adequately protected with a firewall and anti-virus software package.

SC recommends purchases from third-party merchants are made using a credit-card with consumer financial protection built-in.

SC will never email you to ask you to confirm personal information such as names, addresses, banking information etc in common with phishing and other types of scam. Please report all emails immediately to mail (at) shrewdcookie.com.

Links to Third Party Sites

SC only links to sites generally considered to be trusted. SC is not responsible for the content of external Web sites to whom we link. In no event will SC be liable to any party for any direct or indirect consequential damages for any use of SC or on any other linked Web site including without limitation any loss of profits, business interruption, loss of programs or other data on a reader’s computer or otherwise, even if SC is advised of the possibility of such damages.

SC cannot accept responsibility if an item ordered from a third-party merchant does not match the generic information held on the SC site.

SC is not responsible for delays incurred in dispatch of goods from third-party merchants due to problems associated with the third-party obtaining stock. SC does not warrant that a product advertised on a third-party merchants website is in stock and available to purchase.

Any dispute between a site user and third party vendor is a matter between those two parties and SC cannot get involved in such disputes.

Copyrights and Trademarks

SC acknowledge all copyrights and trademarks used in the construction of this site. All copyrights and trademarks remain the property of the third parties who have kindly let us use their pictures, logo’s, content on this site.

Materials found on this website may not be copied, changed, amended, reproduced, rebroadcast or otherwise used without the express permission of SC. In the case of third party copyright materials, the user must obtain express permission from the third party copyright owner.

Viruses, Trojans etc.

Whilst every effort has been taken to ensure that the pages of the site and our emails and newsletters are free from viruses, SC gives no warranties that they are indeed free from viruses.

Users are responsible for ensuring that they have installed adequate virus checking software.


Your privacy is important to us. We will never pass on your contact details to any third party without your express permission or where required to do so by law.


SC, its officers, agents and employees do not enter into contracts via email. All agreements must be in writing. All agreements and other undertakings will be entered into under the law of contract applicable to England and Wales at that time.

Information and Data

The information on this website is correct to the best of our knowledge. All information is provided for personal use.

Financial, Legal and Accounting Advice

The user understands and warrants that this site does not provide financial advice, legal advice or accountancy services.

You must consult a suitably qualified individual before taking any actions in any areas as a result of information or articles provided on this site.

Mortgages and Secured Loans – General Warning

Your home is at risk if you fail to keep up payments on any mortgage or loan secured on it.

Equity/Asset Investment – Risk Warning

With certain equity and asset backed investments the value of your capital is not guaranteed. You may get back more or less than you invested. In some cases you could lose all of your money. The value of investments, and income from them, can fall as well as rise. Please read any illustration, product guide or key features document provided by a product provider prior to entering into a contract with them.

Errors and Omissions

The information provided on this site is correct to the best of our knowledge. Laws and regulations with regard to financial services and taxation are constantly changing and articles on this site will become out of date over time. The user warrants that they will check rates, allowance, product particulars, terms and conditions before committing to any financial product or service or taking action in respect of anything posted on this site.

SC can accept no liability for incorrect information on this site and will take all steps within our power to ensure this information is kept upto date and correct.


The use of this website will be governed by the laws applicable in England and Wales.

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